Privacy Policy

1. Information We Collect

We collect the following categories of information:

• Account information you provide: your name, email address, and phone number when you create an account.
• Verification and brokerage information: where you choose to connect a broker or complete account-opening (KYC/CSD) steps, information required for that process, such as identity details and documents you upload. We never store your brokerage login credentials.
• Portfolio and activity information: holdings, watchlists, price alerts, and transactions you add or that are synced from a connected broker, so we can show your portfolio and send alerts.
• Payment information: when you subscribe to a paid plan, payments are handled by our third-party payment processors. We receive confirmation of payment and limited transaction details; we do not store full card numbers.
• Technical and usage information: device and browser information, IP address, and how you interact with the Service, collected through cookies and similar technologies (see Section 6).

2. Google User Data

If you choose to sign in with Google, we use Google OAuth and request the following scopes: userinfo.email, userinfo.profile, and openid. Through these, our app accesses the following Google user data from your Google Account:

• Your email address
• Your basic profile information (your name and profile picture)
• Your Google account identifier (via OpenID)

How we use this data: we use your Google email, name, and profile information solely to create and secure your Better Edge Markets account, to sign you in, to identify your account, and to communicate with you about the Service. Signing in with Google confirms that your email address is verified.

How we share this data: we do not sell your Google user data, and we do not share it with third parties except as needed to operate the Service (for example, secure cloud hosting) or where required by law, as described in Section 4.

We request no other Google data. We do not access your Gmail, Google Drive, Google Calendar, Contacts, or any other Google Workspace or restricted-scope data.

Better Edge Markets' use of information received from Google APIs will adhere to the Google API Services User Data Policy, including the Limited Use requirements. In particular, we limit our use of Google user data to providing or improving user-facing features of the Service, and we do not use Google user data for advertising, to sell to data brokers, or to develop, improve, or train generalized or non-personalized AI or machine learning models. Any AI features in the Service analyze publicly available market data (prices, trading activity, company disclosures, and news), not your Google user data.

3. How We Use Your Information

We use the information we collect to:

• Provide, maintain, secure, and improve the Service
• Create and manage your account and authenticate you when you sign in
• Show your portfolio, watchlists, and market data, and send the price alerts you set
• Process subscriptions and payments
• Communicate with you about your account, transactions, and support requests
• Send service updates and, where permitted, promotional content (you can opt out)
• Detect, prevent, and address fraud, abuse, and security issues
• Comply with legal and regulatory obligations

4. How We Share Information

We do not sell your personal information. We share it only in these limited circumstances:

• Service providers: trusted third parties that process data on our behalf to run the Service, such as payment processors, cloud hosting and storage providers, email and notification providers, and analytics providers. They may only use the data to provide services to us and must keep it confidential and secure.
• Brokers you choose to connect: where you link a broker or submit account-opening information, we share the information necessary to complete that request with the licensed broker you select.
• Legal and safety: government, regulatory, or law-enforcement authorities when we are legally required to do so, or to protect the rights, safety, and security of our users, the public, or Better Edge Markets.
• Business transfers: in connection with a merger, acquisition, or sale of assets, subject to this Privacy Policy.

5. Data Retention and Deletion

We retain your personal information for as long as your account is active or as needed to provide the Service, and afterwards only for as long as necessary to meet our legal, accounting, regulatory, or legitimate business purposes. When data is no longer needed, we delete or anonymize it.

You can request access to, correction of, or deletion of your personal information, including the data obtained through Google sign-in, by contacting us at admin@chopmoney.co. When you delete your account, we delete or anonymize your personal information except where we are required to retain it by law. You can also revoke our access to your Google account at any time from your Google Account permissions page.

6. Cookies and Analytics

We use cookies and similar technologies to keep you signed in, remember your preferences, and understand how the Service is used. We use analytics tools, including Google Analytics and Google Tag Manager, to measure and improve performance. You can control cookies through your browser settings; disabling some cookies may affect how the Service works.

7. Data Security

We take appropriate technical and organizational measures to protect your information, including:

• Encryption of data in transit (SSL/TLS) and encryption at rest
• Access controls and authentication safeguards
• Not storing your brokerage login credentials

While we work hard to protect your data, no digital system can be guaranteed 100% secure, and we cannot guarantee absolute protection.

8. Data Protection Registration

Better Edge Markets is registered as a data controller with the Data Protection Commission of Ghana. We process your personal information in accordance with the Data Protection Act, 2012 (Act 843).

9. International Users

We operate from Ghana and serve users in Ghana and abroad. If you access the Service from outside Ghana, your information may be processed in Ghana or in other countries where we or our service providers operate. We take steps to ensure your information remains protected in accordance with this Policy.

10. Children's Privacy

The Service is not directed to children under 18, and we do not knowingly collect personal information from them. If you believe a child has provided us with personal information, please contact us and we will delete it.

11. Changes to This Policy

We may update this Privacy Policy from time to time. When we make material changes, including changes to how we use Google user data, we will update the date below and, where appropriate, notify you through the Service.

12. Contact Us

If you have questions about this Privacy Policy or how we handle your data, contact Better Edge Limited at admin@chopmoney.co.